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Frequently Asked Questions

What is the best mortgage rate?

Historically speaking, anything below 4 percent is a very good mortgage rate. In today’s market, the best rates might be in the high 2 percent or low 3 percent range. Remember that the lowest mortgage rates go to borrowers with strong credit, few debts, and at least 20 percent down payment.

What is the lowest interest rate on a mortgage?

2016 held the lowest annual mortgage rate on record going back to 1971. Freddie Mac says the typical 2016 mortgage was priced at just 3.65%. A $200,000 mortgage at 3.65% has a monthly cost for principal and interest of $915

What are latest mortgage rates?

Mortgage rates remain low: The average interest rate on a fixed rate 30-year mortgage now sits at 3.21% (the average annual percentage rate is 3.37%), and on a 15-year fixed rate mortgage it drops down to to 2.47% (the APR is 2.71%), according to data that Bankrate released today.

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