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Frequently Asked Questions

What is the current interest rate on a mortgage?

What are today’s mortgage rates? For today, December 23rd, 2021, the current average mortgage rate on the 30-year fixed-rate mortgage is 3.105%, the average rate for the 15-year fixed-rate mortgage is 2.291%, and the average rate on the 5/1 adjustable-rate mortgage (ARM) is 2.828%. Rates are quoted as annual percentage rate (APR).

What are the average mortgage rates?

The average mortgage interest rate is 2.98% for a 30-year fixed mortgage, influenced by the overall economy, your credit score, and loan type.

Are mortgage interest rates high?

Rates are now starting to climb and are expected to continue heading higher throughout 2021. Just last week, mortgage rates rose to the highest point since August 2020. The average interest rate on a 30-year fixed-rate mortgage went up to 2.97%, according to Freddie Mac.


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