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What is the current interest rate on a mortgage?

What are today’s mortgage rates? For today, December 23rd, 2021, the current average mortgage rate on the 30-year fixed-rate mortgage is 3.105%, the average rate for the 15-year fixed-rate mortgage is 2.291%, and the average rate on the 5/1 adjustable-rate mortgage (ARM) is 2.828%. Rates are quoted as annual percentage rate (APR).


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