Keyword Analysis & Research: average retirement savings age 66

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Frequently Asked Questions

How much have you saved for retirement by age?

For those age 44 to 48, their average retirement savings are $81,349. Finally, those age 50 to 55 have saved an average of $124,831. While these may all seem like healthy amounts, all of these savings are well below even the most conservative goals.

Should people older than retirement age have savings?

Across Americans, the average retirement age is just shy of 60 years old (with a 62 year old median). And, yes, it makes sense for those older than retirement age to have savings. While some folks in each age bracket are still working, even retired individuals draw down their retirement over time.

How many Americans have no retirement savings at all?

Over half of Americans have no retirement savings at all and of those that do, the majority fall short of savings targets by age and income. Knowing how you compare to the average American household can help you figure out how much of your income you’ll have to supplement in order to have a healthy monthly retirement income.

How old should you be to retire?

Depending on how old you are, you'll have different amounts of accumulated savings (and, let's face it, motivation to save). Across Americans, the average retirement age is just shy of 60 years old (with a 62 year old median).


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