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Frequently Asked Questions

How does a Bankrate auto loan calculator work?

Bankrate’s auto loan calculator will give you a good idea of how much car you can afford from a monthly payment standpoint. Start with a list of vehicles that you’re interested in and estimated purchase prices. Then subtract the amount of money you can use for a down payment and an estimate of your current car’s trade-in value.

How to calculate your monthly mortgage payment with Bankrate?

Bankrate’s mortgage calculator gives you a monthly payment estimate after you input the home price, your down payment, the interest rate and length of the loan term. Use the calculator to price different scenarios. You might discover you need to adjust your down payment to keep your monthly payments affordable.

How does Bankrate home equity loan calculator work?

Bankrate’s home equity calculator helps you determine how much you might be able to borrow based on your credit score and your LTV, or loan-to-value ratio, which is the difference between what your home is worth and how much you owe on it. A HELOC is a home equity loan that works more like a credit card.

What can you do with a mortgage calculator?

Loan amount, different interest rates, type of loan, and loan terms are all things that will need to be factored into the cost of your mortgage. If you are not an expert in calculating these factors, a mortgage calculator can be a great benefit. This can help you determine which type of loan will best match your overall budget.

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