What Is Zero-Deductible Car Insurance? | Allstate
https://www.allstate.com/resources/car-insurance/no-deductible-car-insurance
WEBLast updated: January 2024. Having zero-deductible car insurance means you selected coverage options that don't require you to pay any amount up front toward a covered claim. For example, say you opted for collision coverage with no deductible. If you have a covered claim for $1,500 in repairs, your insurer would reimburse you the full $1,500.
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