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The formula to calculate a monthly car loan payment looks like this: (P x (i / 12)) / (1 – (1 + i / 12) -n) P = Loan Principal. i = Interest Rate. n = The number of payments in the life of the loan, i.e. the loan terms, in months.How do I calculate my car finance?
Part 2 of 3: Calculating Your Monthly Finance Charges Save time by using an online calculator. There are many car loan payment calculators available for free online. Find your interest rate due on each payment. Start by converting your APR to a decimal by dividing it by 100. Multiply your monthly percentage rate times your principal. ... Input this number into the monthly payment formula. ... More items...What cars have low monthly payments?
I. Lowest monthly payment cars in the Philippines 2018/2019 1. Kia Picanto 1.0 SL AT 2. Chevrolet Spark 1.4 LT MT 3. Nissan Almera 1.2 MT 4. Honda Brio 1.3 S AT 5. Mitsubishi Mirage 1.2 GLS MT