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But Bank of America could be better if you want to avoid overdraft fees. Chase is the better option if you don't have much money to open an account. Both banks make it pretty easy to waive their monthly fees, but if you don't qualify to waive charges with either institution, then you may prefer Chase's lower fee.Is Chase a good bank?
Chase is a good choice if you're looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking. We think one of the best advantages of choosing Chase is developing a relationship so you can access other offerings, like their credit cards.What credit cards does chase accept?
Chase Paymentech lets you easily take all major credit cards, including Visa, MasterCard, American Express, and Discover. You can also accept both PIN and signature debit cards. Chase Paymentech has many credit card machines available and can also process cards with tablets.