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Cheapest Car Insurance In Virginia According to our rate estimates, USAA offers the cheapest car insurance in Virginia. Drivers with USAA may pay about $782 per year for full coverage insurance. After that, Erie, Progressive, and Nationwide are all affordable options.Who has the best, cheapest car insurance?
Erie is the cheapest insurance company, and arguably the most reliable insurance company as well. They score points by allowing customers to start their quote online, which we personally found to be a streamlined and fast process. Erie also scored the highest marks from the number of policies they offer.