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There are three credit reporting agencies (or credit bureaus) that are considered the leading agencies in the United States: Experian®, Equifax®, and TransUnion®.What is the main objective of credit rating agencies?
Key Takeaways Credit rating agencies provide investors with information about whether bond and debt instrument issuers can meet their obligations. Agencies also provide information about countries' sovereign debt. The global credit rating industry is highly concentrated, with three agencies: Moody's, Standard & Poor's, and Fitch. More items...Which credit reporting agency is the best?
Equifax remains the only reporting agency using FICO score calculation methods. It will therefore always show the highest FICO score. TransUnion and Experian use VantageScore. Of the two agencies, most reports identify TransUnion as the agency with the highest score.