Keyword Analysis & Research: effects of filing for bankruptcy

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Frequently Asked Questions

How does filing bankruptcy affect you?

Bankruptcy interrupts debt payment, either by allowing you to pay part of what you owe over three to five years or releasing you from your obligation to pay. Because a bankruptcy has a negative impact on your debt repayment history, filing for bankruptcy lowers your credit score, but only for as long as it shows on your credit report.

Does filing bankruptcy affect getting financial?

In the short term, bankruptcy will lower your credit score and make getting credit more difficult. It may also make it more difficult to find a new job. Eventually, however, your debts will all be paid or discharged and your credit restored, allowing you to make a clean financial start.


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