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Frequently Asked Questions

How can I get health care coverage?

You can get health care coverage through: A group coverage plan at your job or your spouse or partner's job. Your parents' insurance plan, if you are under 26 years old. A plan you purchase on your own directly from a health insurance company or through the Health Insurance Marketplace.

How do I choose a health care provider?

Your choice of health care providers is limited to those who are part of the plan. Preferred provider organizations (PPOs) offer lower co-payments like HMOs but give you more options when selecting a provider. Reading the fine print is important when choosing health care plans. These questions may help:

Where can I find out more about the Affordable Care Act?

Learn about the Affordable Care Act and find out how to apply through the Health Insurance Marketplace at HealthCare.gov. Note: In response to the coronavirus pandemic, you may be eligible to apply for coverage through the Health Insurance Marketplace during the special enrollment period, February 15 - May 15, 2021. What Is the Affordable Care Act?

What health insurance plans are covered under the health care law?

Any health insurance plan listed on Plan Finder qualifies as coverage under the health care law. If you’re covered by one of these plans, you won’t have to pay the fee that people without coverage must pay.


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