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Frequently Asked Questions

How do you calculate Army retirement points?

Calculate Army Retirement. Determine the percentage of the soldier's base pay to be received by multiplying the soldier's years in service by 2.5. If the soldier participated in the REDUX retirement plan, subtract 1 percent for each year less than 30 served. Multiply the high-36 (or final pay) by the percentage the soldier is to receive.

How do you calculate military retirement pay?

To calculate retirement pay, the years of equivalent service are multiplied by 2.5 percent and this figure is multiplied by the average of the highest 36 months of pay, as stated by the Navy Personnel Command. Individuals who entered prior to September 8, 1980 use their base pay when retirement starts.

How much is military retirement pay?

Multiply your monthly income at the end of service by your retirement multiplier to find your monthly retirement pay. Must use military pay chart for 2025 to find exact pay, which is not possible so I used 2019. (22 yrs of service, at E8, in 2019 = $5614) If you retired at E8 and applied for pay in the year 2019 = $5614 x 0.2757 = $1548 a month

Is military retirement pay enough to live on?

Everyone in uniform knows the military's retirement pay isn't enough to live on. Even first term airmen, soldiers, sailors and marines soon learn that even a 20-year military career (or beyond) is a gateway to a new life and a new job. In today's economy it's challenging to invest and save wisely for your military retirement years.


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