What Is Indexed Universal Life (IUL) Insurance? Is It a
https://smartasset.com/retirement/indexed-universal-life-insurance-iul
WEBDec 10, 2023 · Indexed universal life insurance, or IUL, is a type of universal life insurance. Instead of earning interest at a fixed rate, the cash value portion is tied to the performance of a market index, like the S&P 500. Unlike investing directly in an index fund, however, you won’t lose money when the market has a downturn.
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