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If you are finding it impossible to keep up with all of your monthly expenses, refinancing the mortgage to pay off credit card debt can give you some breathing room. Basically, the credit cards you pay off will become secured debt that is paid over a period of 15 to 30 years (depending on your mortgage terms).How do you calculate a loan payoff?
Making the Calculations Lay out the formula carefully. Insert your figures. Power up your numbers. Subtract from the inside. Divide, multiply, and conquer.Should you take out a personal loan to pay off credit card debt?
Taking out a loan to pay off credit card debt may help you pay off debt faster and at a lower interest rate. However, you might only qualify for a low interest rate if you have good credit health.