What Is a Merchant Account? (Why You Need One) - Shopify
https://www.shopify.com/retail/merchant-account
Aug 18, 2023 · A merchant account is a business bank account for accepting credit card payments. When a customer purchases a product using a credit card or other electronic payment method, a merchant account communicates with the card issuer, withdraws funds from the customer’s account, and credits the merchant. This system helps reduce payment delays.
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