Keyword Analysis & Research: mortgage

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What is a mortgage and how does it work?

How mortgage works. When purchasing a home mortgage, you will be required to give a down payment that must be paid upfront. This payment is a lump sum amount, which reduces the mortgage (i.e., the money you will be given as a loan). Most banks, or mortgage lenders, normally require 20% down, but special programs exist that offer mortgages with ...

What is a good mortgage?

A good mortgage rate for first time buyers is anything below 5%, but again, there are a number of factors that determine the interest rate a lender will offer you. Overall, as with buying any financial product, do research and ask a lot of questions. A good mortgage rate depends upon the individual and that person's goals.

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