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Frequently Asked Questions

Where can I find the Municipal Credit Union of New York?

This web site, www.nymcu.org, is the only authorized web site of Municipal Credit Union of New York City, New York. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

What is a MCU personal loan?

Personal Loans An MCU Personal Loan helps you meet your important or unexpected needs. Features & Benefits: Low interest rates and affordable payments Members who qualify may borrow up to $50,000 (minimum $1,000) Use borrowed funds for any purpose Consolidate your bills and lower your payments

Does the Municipal Credit Union offer apply to my auto loan?

This offer does not apply to auto loans currently financed with Municipal Credit Union. Offer applies to new, used or refinanced vehicles from another financial institution. *APR = Annual Percentage Rate. With approved credit and requires direct deposit or automatic payroll deduction as the method of repayment.

When will nymcu digital banking be unavailable?

System Maintenance - Due to system maintenance, NYMCU Digital Banking, including the mobile app, will be unavailable from 12:59am – 5:00am EST on Friday, December 17, 2021. Find Branches & ATMs By: ZIP Code


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