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Very few Vanguard funds haven’t done right by investors, but Vanguard is especially good for those in retirement. Retirees, after all, don’t want to take outsize risks in their investing, and Vanguard’s managers aren’t encouraged to take big gambles.How do you calculate retirement money?
This method is the simplest. Simply take your current income and multiply it by a factor to determine how much you need to retire. Exactly how much you should multiply your income by is a matter of debate. Fidelity recommends that you have eight times your final income.How much to save for retirement?
"As much as you can" is the standard advice. Many financial planners recommend that you save 10% to 15% of your income for retirement, starting in your 20s. But that's just a general guideline. This is your retirement we're talking about, so it pays to get a little more specific by doing your homework up front.