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What is the interest rate on a CD?

The average rate for a 5-year CD is 0.31 percent. The average rate for a 1-year jumbo CD is 0.19 percent . The average 5-year jumbo CD rate is 0.32 percent . When the Federal Reserve makes interest rate decisions, the rates that banks offer on CDs can change. The Fed can choose to raise or lower the federal funds rate.


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