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What is 'Online Banking'. Online banking allows a user to execute financial transactions via the internet. Online banking is also known as "internet banking" or "web banking.". An online bank offers customers just about every service traditionally available through a local branch, including deposits, which is done online or through the mail, and online bill payment.What is a bank in banking?
What is a 'Bank'. A bank is a financial institution licensed to receive deposits and make loans. Banks may also provide financial services, such as wealth management, currency exchange and safe deposit boxes. There are two types of banks: commercial/retail banks and investment banks.