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The great thing about online banks is that not only are their checking accounts free , but many of them even pay interest. For those that pay interest, online banks can generally beat traditional financial institutions big or small with higher rates because of lower costs.Do you need a banking license to do banking?
A banking license is a legal prerequisite for a financial institution that wants to carry on a banking business. Under the laws of most jurisdictions, a business is not permitted to carry words like a bank, insurance, national in their name, unless it holds a corresponding license. Depending to their banking regulations, jurisdictions may offer different types of banking licenses, such as full banking licenses for general banking activities, such as taking deposits from the general public internDoes Bank of America have online banking?
Hence, Bank of America does have a banking online facility with some of the best features to provide its customers with the best banking experience.Is internet banking and mobile banking same?
The main difference between Mobile Banking and Internet Banking is that Mobile Banking is a service that permits the customer to perform banking transactions using a cellular device and Internet Banking is a banking transaction, performed over the internet, via, respective bank or financial institution's website, under a personal profile, with a personal computer.