This Rate Schedule sets forth certain conditions, rates, fees and charges applicable to all loans and loan requests at Smart Financial Credit Union and is incorporated as part of your loan agreement (s) with us. All rates quoted are annual percentage rates (APR). All rates are dependent on creditworthiness and loan term.How to get a mortgage with smart financial?
Call us at 713-407-1830 or email us at [email protected] , or apply online now at mymortgage.smartcu.org . Rates displayed are the “as low as” rates and are subject to change without notice. Rates are based on creditworthiness, loan-to-value (LTV), occupancy and loan purpose, so your rate and terms may differ.Which is the best credit union to get a CD from?
Best credit union CD rates. If you’re looking for a good rate on a CD, here are some of the best deals on 1-year CD rates from credit unions. America’s Credit Union: 1.86% APY. State Department Federal Credit Union: 2.12% APY. Bellco Credit Union: 2.05% APY.How does a credit union CD rate work?
As with banks, your credit union CD rates depend heavily on the term length you choose. The longer your term length, the higher your CD rate. As with any CD, you’re rewarded for being willing to lock your money away for a set period of time.