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A credit union personal loan is typical much easier to get than one from a commercial bank. Credit unions require you to be a member before you can use their services. There are many credit union member benefits including lower loan interest rates, more personalized service.What is good credit score for personal loans?
Borrowers with good credit — generally considered a credit score of 690 to 719 — typically find favorable interest rates on most unsecured personal loans, which don’t require collateral and can be used to consolidate credit card debt, make home improvements or cover another large expense.What is a poor credit loan?
A bad-credit loan is a loan made to a person who has credit that is considered poor and would likely be turned down for more conventional loans. These types of loans may be unsecured, short-term loans such as a payday loan or a bad-credit loan for a vehicle. In most cases, the terms for bad-credit loans do not favor the borrower.What is a credit union loan?
Credit Union loans. A credit union is a self-help co-operative whose members pool their savings to provide each other with credit at a low interest rate. To be part of a credit union you have to share a common bond with other members.