Keyword Analysis & Research: state employees credit union loans

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Frequently Asked Questions

Can credit unions compete with payday lenders?

According to an article in the Star-Telegram, eight credit unions in North Texas plan to compete directly with payday lenders by providing short-term loans to the low-income community who depend on payday loans. Credit Unions are developing a pilot program to entice low-income consumers of payday loans to join a credit union and take out short-term loans from the credit union instead.

Do credit unions check your credit score?

Credit Unions may check your credit when you apply to join. However, your score won’t necessarily determine whether you’ll be approved for membership. Instead, it may dictate which services you’re eligible for.


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