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Who pays title insurance is usually negotiated between the buyer and seller. Depending on what county you are located in Florida, sometimes it is customary that the seller pays title insurance. Most counties like Dade, Broward, Manatee, and Sarasota, the buyer pays title.How much are closing costs for the buyer?
Typically, both buyers and sellers pay closing costs, with buyers generally paying more than sellers. The buyer’s closing costs typically run 5 to 6 percent of the sale price, according to Realtor.com.