Keyword Analysis & Research: title insurance home

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Frequently Asked Questions

Who pays for title insurance when selling a home?

Answer: In the typical home transaction, both the seller and buyer pay for title insurance, but with different names listed as "insured" under the title-insurance policies. In Arizona, the seller generally pays for an owner's title-insurance policy with the buyer as the named insured.

How does title insurance protect your home?

Title insurance is a type of insurance that protects mortgage lenders and/or homeowners against claims questioning the legal ownership of a home or property (i.e., the title to the property). If disputes over title ownership arise after the purchase, the insurance policy pays for any legal fees to resolve them.

Should the seller of a house buy title insurance?

One of the things the seller may need to pay for is title insurance. In some states, the home buyer customarily pays for both the lender's and owner's title policies, whereas in other states the responsibility for buying the owner's policy falls on the seller.

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